Areas of Expertise:

• Risk Assessment
• Portfolio Management
• Financial Analysis

Bio

Kelly Graham is a seasoned financial expert with over 25 years of experience in risk assessment, portfolio management, and financial analysis. Her career spans key sectors such as energy finance and corporate finance, where she has led underwriting teams and advised on complex financial structures for middle to large-market businesses.

She has held leadership roles at institutions including Citizens Financial Group, BB&T, Texas Capital Bank, and Comerica Bank, where she oversaw loan approvals, regulatory compliance, and credit policy development. Kelly is known for her strategic approach to financial forecasting and risk management.

In addition to her professional work, Kelly is a dedicated industry advocate and educator. She has served in leadership roles with the Risk Management Association and teaches RMA’s Credit Essentials Course. Kelly holds an MBA and BS in Finance from the University of Houston, Clear Lake, and remains active in financial education and nonprofit work.